Beneficii
CEC arrow down
  • Security and trust offered to business partners
  • You have the guarantee of using the amounts in commercial transactions, according to the written commitment of the business partners (Escrow account)
  • You can concentrate all receipts in a single account and thus you have easy access to their administration (Collector Account)
  • Simple and efficient way to make multiple payments (Distribution Account)
  • Insurance on the management of valuable assets (Deposit account for management guarantees)

We offer a wide range of types of accounts and special purpose deposits, created to meet the diverse needs you face every day in your business.

Other types of accounts with variable interest
0
%
Interest *:
First Rate:
DAE:
-
IRCC:
-
Monthly Administrative Commission:
-
Analysis commission:
-
Total refund:
-
Other types of accounts with fixed interest
0
%
Interest*:
First Rate:
DAE:
-
Month Administrative Commission:
-
Analysis commission:
-
Total rambursare:
-

* Formată din marja fixă + IRCC

La solicitarea clienților, Banca poate acorda în euro numai în instutuția în care acestia și dovedesc obținerea veniturilor în euro.

În cont sun încasate venituri recurente și contul este utilizat pentru plăți sau transferuri, altele decăt transferuri între conturi prorii/debitare rate/debitare comisioane.
Venit recurent înseamnă venitul (ex. salariul, pensie, chirie etc.) Încasat lunar în cont, cel puțin 3 luni consecutiv, în valoare de minim 70 lei/luna/cont. Nu se considera venit recurent încasarile provenite din jocurile de noroc.

 

Account name

Account description

Required documents

Escrow Account

The collateral deposit that provides protection for commercial transactions

 

 

Currency: LEI; EUR; USD

Transparent interest rate: 0,00%  

If you are doing civil agreements, donation/mandate contracts, deliveries/purchases of goods, or real estate transactions, this account helps you, allowing the deposit of amounts in favor of the beneficiary and subjecting their withdrawal to the fulfillment of contractual conditions.

The depositor has the possibility to fully recover the cash available from the account if the specified conditions are not met or the deadline for submitting the documentation is exceeded. 

 

the ESCROW Account Agreement

The establishing documentation

Collector Account

The account where you receive all receipts (cash or bank transfer) and you can easily manage them

 

Currency: LEI or others  

No minimum balance required

Amounts from sub-accounts are automatically transferred to the collection account

The amounts collected in the collector account are automatically transferred at the deadlines established with you, according to the Collector Account Agreement concluded, in your current account, opened with CEC Bank or another bank

Collector account agreement 

The establishing documentation 

Finding certificate / extract from a special register from the Trade Register

Power of attorney to open the collector account (if applicable)

Distribution Account 

The account through which you make quick and easy payments in open accounts at CEC Bank (in cash or by bank transfer)

 

 

Currency: LEI or others 

No minimum balance required

 

 

Distribution agreement 

The establishing documentation 

Finding certificate/Certificate of registration in the Register of associations and foundations at the court registry/extract from a public register

Power of attorney to open the collector account (if applicable)

Deposit account for management guarantees 

The account required to highlight the material guarantees of own managers

 

 

Currency: LEI  

No minimum balance required

The interest rate is the same with the one related to the deposit within 12 months

 

 

Convention for the deposit of material guarantees of managers  

Schedule with bank deposits representing guarantees 

Electronic file with amounts deposited, on durable media (CD, DVD) / secure channel. 

The establishing documentation 

 

CEC arrow down
We can help you
Do you need more information?
Talk to
a specialist
Come
to bank