Beneficii
CEC arrow down
  • Costs: ROBOR interest rate 6 months + 1.95%, Granting commission: 0.95% of the loan amount
  • Reimbursement provided by the APIA grant
  • No own contribution needed
  • Flexible securities
  • Free advice for preparing credit access documentation

You can access APIA credits if you have a farmer registration certificate issued by APIA for the 2020 support schemes, regardless of the form of organization - legal entities or authorized individuals.

APIA Loans with variable interest
0
%
Interest *:
First Rate:
DAE:
-
IRCC:
-
Monthly Administrative Commission:
-
Analysis commission:
-
Total refund:
-
APIA Loans with fixed interest
0
%
Interest*:
First Rate:
DAE:
-
Month Administrative Commission:
-
Analysis commission:
-
Total rambursare:
-

* Formată din marja fixă + IRCC

La solicitarea clienților, Banca poate acorda în euro numai în instutuția în care acestia și dovedesc obținerea veniturilor în euro.

În cont sun încasate venituri recurente și contul este utilizat pentru plăți sau transferuri, altele decăt transferuri între conturi prorii/debitare rate/debitare comisioane.
Venit recurent înseamnă venitul (ex. salariul, pensie, chirie etc.) Încasat lunar în cont, cel puțin 3 luni consecutiv, în valoare de minim 70 lei/luna/cont. Nu se considera venit recurent încasarile provenite din jocurile de noroc.

  • Currency: lei
  • Maximum amount you can get: 90% din from the subsidy mentioned in the APIA certificate
  • No own contribution needed
  • Payment date: same day when APIA subsidies are paid
  • Granting period: 6 months - 12 years
  • Securities: Assignment of claims related to APIA subsidies; surety agreement signed by the shareholder / administrator; movable mortgage on bank accounts opened with CEC Bank

The credit is available for grants awarded under the schemes:

  • Animal Welfare - Pigs (APIA 55)
  • Animal Welfare - Birds (APIA 56)
  • Single area payment scheme (APIA 57)

You can apply for an APIA loan if:

  • You have submitted the APIA payment request for 2020
  • Your firm has been active in the last 6 months
  • You are not prohibited from issuing checks or major incidents
  • You are not involved in litigation, as a debtor, for breach of contractual obligations
  • You are not insolvent
  • You do not have outstanding debts of more than 60 days to the consolidated state budget
CEC arrow down
We can help you
Do you need more information?
Talk to
a specialist
Come
to bank