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* Consists of fixed margin + IRCC
At the request of customers, the Bank may grant in euro only in the institution in which they prove their income in euro.
Recurring income is collected in the account and the account is used for payments or transfers, other than transfers between own accounts / debiting installments / debiting commissions. Recurrent income means income (eg salary, pension, rent, etc.) Received monthly in the account, at least 3 consecutive months, amounting to at least 70 lei / month / account. Recurring gambling proceeds are not considered recurring income.

- Possibility to perform operations (establishment, subsequent deposit and liquidation) through alternative channels (Internet Banking CEConline, CEC Bank Mobile Banking, Tele CEC) with the granting of an interest bonus of 0.10 pp for deposits made through these channels
- No cash withdrawal fee is charged on the due date
It is issued in nominal regime for adults, residents or non-residents
The annual interest rate is fixed for the period of the deposit
The deposit will be constituted / liquidated by transfer from / to the current account of the holder.