The annual interest rate is fixed for the deposit validity period.
Upon maturity, the deposit the deposit automatically extends on a period equal with that for which it was initially constituted, under interest terms valid on the day of extending.
There is possible to make subsequent deposit and partial withdrawal operations, by transfer from/in the current account of the owner.
The deposit shall be established / closed out by transfer from/in the current account of the owner.
Upon establishment, the deposit value must be of minimum LEI 500/EUR 200. Regarding the subsequent deposits, the related minimum value must be of LEI 100/EUR 50.
Deposit validity period: 12 months.
The interest shall be calculated at the daily balance and shall be annually capitalized, being added to the deposit balance.
The deposited amounts are covered by the Deposit Guarantee Fund in Banking System.
ID Card of the parent/parents/legal representative
Birth Certificate/ID Card of the account’s minor owner
Documents certifying the legal representative capacity of the tutor/special guardian
12 months - 2,00%
12 months - 0,20%