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Service related to acceptance of payment by cards, using EPOS devices
The clients, legal persons, whose activity includes the sale of goods and services, too, have the opportunity to widen the range of payment acceptance instruments used in their own stores.

CEC BANK Services offer the most recognized card payment acceptance instrument for the activities imposing the physical presence of the card: acceptance of payment by card through the modern EPOS devices, certified for the acceptance of payment by cards equipped with microprocessors.

Why you need such a Service:
- currently, more and more clients want to pay by using a bank card;
- this payment method is a comfortable one, allowing also the use by them of the lending facility attached to the relevant cards;
- if you do not accept the payment by card, you can limit your sales, preventing the clients to buy more from you.
- it is known statistically that the person buying and paying with a card usually buys more, not being limited by the cash amount available in his/her pocket, in such case being allowed to use his/her own resources and the loan granted by the bank;
- more clients and bigger sale amounts

Solutions to accept cards for payment, by using the electronic terminals (EPOS)

CEC Bank shall offer different solutions for cards and electronic terminals used to accept payment by cards, adapted to your needs. You may build up the configuration of the service you benefit in many ways:
- a fixed or mobile terminal
- a terminal connected to fixed telephone line or by GPRS (using Vodafone Network)
- payment accepted in Lei or foreign currency (EUR)
- upon request, supplementary files offering details concerning the operations developed using the card

Any service or terminal you choose, you will benefit of the following facilities:
- company's endowment with EPOS, an automat and secured method to operate payments for goods and services sales by using cards
- payment of the due amounts very efficiently, by transferring the necessary amounts into the accounts indicated by you, in term of maximum 2 business days from the date of the operation on EPOS
- a complete assistance and support services package

Services not charged:
- installation / maintenance of EPOS equipment
- regular and upon request training of the personnel
- on-line authorization service for the transactions operated, ensuring the 24/7 check of the validity of the cards by which clients wanted to pay.
- the stickers signalizing visually the acceptance of VISA and MasterCard type cards to make the relevant payments
- the consumables necessary to accept cards by using the electronic devices EPOS
- Call Center for technical assistance for terminals

Costs:
- The Bank offers to each of the economic agent, customized charging methods, according to the number and average value of the monthly transactions operated by card
- the cost consists of a percentage fee applied to the amount of transactions by card, plus a fixed fee for each operated transaction file

Fees and rules for acceptance of payment by VISA and MasterCard Cards

The service to accept the payment by card involves to be paid a fee, by CEC Bank S.A. (Accepting Bank), to the banks issuing the relevant cards

Information on the fees and rules related to the acceptance of payments by cards to the retailers may be found on the following websites:

MasterCard: http://www.mastercard.com/ro/merchant/index.html

Visa: http://www.visa.ro/acceptare-carduri-visa/