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Flexibility in regards to the choice of the term of the deposit

There is the possibility to perform operations (constitution and liquidation) via alternative channels (Internet Banking CEConline, CEC Bank Mobile Banking, TeleCEC) with an interest bonus of 0.10 pp for the deposits established through these channels

Ease through the automatically extension of the term of the deposit reaching its maturity date and possibility to transfer the related interest into the current account.

The interest rate is constant during the entire term of the deposit.

These deposits may be established in lei or in foreign currency, for a term of 1 month, 3 months, 6 months and 12 months.

Upon maturity, their term may be automatically prolonged or they may be transferred into the current account.

In case of automat prolongation of the term, this shall be done in same terms and conditions with those of the initially established deposit, the interest rate valid upon the prolongation moment following to be applied starting with this moment.

The client may opt for the capitalization of the interest or for its transfer into the current account.

The minimum value of such a deposit is of  LEI 5,000, USD/EUR 3,000. For Apartment Owners Associations, there is no minimum value of such a deposit in lei.

 

LEI

Term/Interest
1 month - 0.30%
3 months - 0.75%
6 months - 1.00%
12 months - 1.00%

Minimum value of the deposit is of LEI 5,000. For Apartment Owners Associations, there is no minimum value of such a deposit.

USD

Term/Interest
1 month - 0.05%
3 months - 0.05%
6 months - 0.05%
12 months - 0.15%

Minimum value of the deposit is of USD 3,000.

EUR

Term/Interest
1 month - 0.05%
3 months - 0.05%
6 months - 0.05%
12 months - 0.05%

Minimum value of the deposit is of EUR 3,000.

The list of savings deposit products withdrawn from the CEC Bank offer and the applied interests