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CEC Bank continues until the June 30th of this year, the promotional campaign for personal need loans and consumer roll-over facilities with fixed interest rate. Within the campaign, the individual customers can access loans amounting to up to Leo 90 000, for a period of up to 5 years, with an interest rate of only 9.90% per annum, fixed throughout the lending period of time.

Customers shall benefit of the option of using Internet Banking CEConline and CEC Bank Mobile Banking Services to view the loan status (namely, the loan balance, the due interest amount), as well as to perform some current operations (i.e., payments, deposits etc.), winning in such manner, time and comfort, in the management of financial resources.

"By extending such promotional campaign, CEC Bank proceeds to provide the individual customers with access to accessible products, under attractive cost terms. Additionally, for a better planning of the personal budget, out customers can enjoy of the comfort of a loan interest rated fixed throughout the financing period of time", has declared Mr. Radu Gratian Ghetea, President of the Board and Managing Director of CEC Bank.

Calculation Examples

APR of 13.49%, calculated under the assumption of a personal need loan of Lei 14 400 repayable in 49 months, with an interest rate of 9.90%, fixed throughout the lending period, monthly management lump-sum fee of Lei 20 and dossier review fee of Lei 0. The monthly installment shall be of Lei 378.46, and the overall repayable amount shall be of Lei 18 544.26.

APR of 12.14%, calculated under the assumption of a consumer roll-over facility of Lei 25 100 repayable in 52 months, with an interest rate of 9.90%, fixed throughout the lending period, monthly management lump-sum fee of Lei 20 and dossier review fee of Lei 0. The monthly installment shall be of Lei 615.57, and the overall repayable amount shall be of Lei 32 009.08.

For more information on the CEC Bank Products and Services offered, please contact us in any local agency, or by calling at the phone number 0800800848 or by visiting our website www.cec.ro.