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Individuals and legal persons with individual right of signing may obtain access to the Mobile Banking Service if they fulfill the following requirements:

To open a current account in Lei with any CEC Bank Agency, if he/she is not yet customer of the Bank;

To fill-in the Service Provision Contract and the CEC Bank Mobile Banking Service Access Application;

To have a mobile terminal (Smartphone or tab) provided with Android operating system or iOS;

To be the owner of a phone number and mobile telephony services provided by an operator of telecommunications to whom the Bank shall send the SMS containing the activation code and the download link related to Google Play or App Store, as well as to download and install the app directly on his/her device or mobile terminal;

To have a connection to Internet provided by the mobile telephony services or access to Wi-Fi Networks, the concerned service following to be accessed ONLY from Smartphones connected to Internet and Data Transmission Network;

To set a PIN code required for authentication in App and to sign the transactions.

Mobile Banking Service App Characteristics

The public section of the App provides the customers with access to the:

- Tutorial

- Exchange rates

- ATMs and branches location

- Information about CEC Bank’s products and services

- Reference index

- Loan calculator

- Bank contact data

- Application registration menu

If enrolled, customers benefit of access to:

- Real time access to the financial statement of all their accounts;

- Payments in Lei or foreign currency between own accounts, intra and inter-banking;

- Payments to the State Treasury

- Payments of taxes and dues through the convention concluded with the MINISTRY OF PUBLIC FINANCE (an option available to clients – natural persons)

- Transfer from the standard type credit line to the current account, in the case of legal persons

- Planning the regular payment orders;

- Standing orders - payment orders having indicated a certain date for the execution of the payment, other than the current date;

- Currency exchanges at firm exchange rate displayed NON STOP;

- NON STOP creating and breaking of deposits;

- Payments related to utility invoices, including by barcode scanning;

- Transaction history with various transaction filter options.


Access to your accounts directly from your mobile terminal (Smartphone or tab connected to Internet)

Simplicity, security and availability 24/7

Mobility, convenience and comfort

Avoidance of stress and agglomeration

Fees by 60% lower than the standard rate for inter-banking transfers

The deposits in RON made through the CEC Bank Mobile Banking application benefit from a 0.10% interest bonus

Fees by 100% lower than the standard rate for intra-banking transfers

Non-stop transfers between own accounts, currency exchanges at firm exchange rate and creating/ breaking of deposits