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Supporting of the customers benefiting of the support schemes implemented by APIA during the 2019 Campaign – Measure 14T – welfare of animals (swine/poultry)

Advantageous interest in Lei

No own contribution required

Flexible guarantees

Free of charge consultancy provided by the Bank in the preparation of loan access documentation

Eligible customers: certified natural persons, individual enterprises, family enterprises or legal entities holding an A type or authorized trading business and submitting a support/payment application.

Loan scope: funding of the working capital required to run the current activities.

Loan payment: in one-bullet, on the date for making payments to APIA established in the Conventions (or Addenda to such Conventions, as the case may be) concluded with the Bank for funding of the working capital required to run the current activities.

Loan amount: 85% of the amount due, according to the Certificate issued by APIA, to the customers ranging within the financial performance class A, B or C.

Own contribution: none.

Currency: LEI

Interest: ROBOR 6M + 1.95%

Fees: Upon granting of the loan, a single loan granting fee of 0.95% of the loan amount shall be charged.

Guarantees:
- Assignment of receivables owed by beneficiaries to APIA, consisting of the amounts due under the Certificate issued by APIA, paid into the Beneficiary account opened with the Bank;
- Pledge over the current accounts of the customer opened with the Bank;
- Surety agreement.